Greetings from Vytautas Magnus University, Lithuania!

Universitas Gadjah Mada (UGM) participated in the EAIE Conference and Exhibition 2024, held from September 17-20, 2024, in Toulouse, France. This event is an annual conference and exhibition organized by the European Association for International Education (EAIE), a non-profit organization in Europe focused on the internationalization of higher education.

Warm greetings from Toyo University, Tokyo.

Greetings from Kansai University, Japan!  

International students in Universitas Gadjah Mada (UGM) always have numerous opportunities to engage with local communities and immerse themselves in Indonesian culture. One of them is through a recent summer camp organized by private boarding high school SMA Pradita Dirgantara in Boyolali, Central Java, held from August 5-10, 2024.

Being able to use English in everyday life is an important skill to have in the modern era. Not only helping us gain more insight and knowledge, but English helps us to communicate with other people around the world.

Introduction

Household financial well-being is a critical and timely topic for several reasons. First, it directly impacts the quality of life for individuals (Mathew et al., 2024) and their families. It influences their ability to meet basic needs, access healthcare and education, and ensure a comfortable living environment. When households experience financial stress, it can lead to a range of negative consequences, including physical and mental health problems, family conflicts, and a decline in overall happiness (Ryu & Fan, 2023). At the macro level, household financial well-being significantly impacts the overall economic stability of a country. Financially secure and stable households are more likely to contribute positively to the economy through spending, savings, and investments (Cashin et al., 2001). Conversely, financially stressed households may require social assistance or contribute to economic downturns during financial crises.